If you have any questions or comments about our terms, please contact us.
Privacy
We are committed to protecting your privacy and confidentiality in accordance with the Privacy Act 1988 (Commonwealth) and Privacy Amendment (Enhancing Privacy Protection) Act 2012.
We do not sell, distribute or lease your personal information to third parties. Any personal or sensitive information you provide to us is not used for any other purpose than that intended and expect by you, unless we are required by law or a law enforcement agency to produce it.
Use of Our Email Address
You are only authorised to use our email address to enquire about our services.
We never agree, opt in, or consent to receive commercial electronic messages, or to be put on any email marketing list.
Commercial electronic messages will be reported to the Australian Communications and Media Authority under the Spam Act 2003 (Commonwealth)
as spam and unsolicited emails, to the Australian Competition and Consumer Commission and Scam Watch as scam emails, and to the Office of the Australian Information Commissioner for breach of privacy.
Responsibility for Credit Services
Australian Credit License
Complete Lending Solutions Pty Limited ABN 96 101 182 987 holds Australian Credit License 378240 and can advise in the full spectrum of credit products.
The National Consumer Credit Protection Act 2009 (Commonwealth)
The National Consumer Credit Protection Act 2009 (NCCP) is the law governing consumer credit in Australia and is designed to protect consumers’ interests. The NCCP Act includes the National Credit Code as a schedule to the Act.
The NCCP Act does not apply to credit obtained for commercial or business purposes if the consumer has declared before entering into the credit contract that the credit is to be provided wholly or predominantly for another purpose.
Regulatory Guide 209 Credit Licensing: Responsible Lending Conduct
The Australian Securities and Investments Commissions’ (ASIC) Regulatory Guide 209 (RG209) sets out ASIC’s expectations for meeting the responsible lending obligations in Chapter 3 of the NCCP Act.
Complaints
Clients not satisfied with our service should contact our Complaints Officer. We are members of the Australian Financial Complaints Authority (AFCA), who provide consumers and small businesses with fair, free and independent dispute resolution for financial complaints. Further information is available from our office or you can contact AFCA directly on 1800 931 678 or visit www.afca.org.au.
Compensation
We hold Professional Indemnity Policy. This Policy is designed to pay claims arising out of our Professional Negligence.
Ownership
Complete Lending Solutions is independently owned and operated by Alex Alexandrou JP, BSc (Hons), Dip FMBM.
Responsibility for Real Property Services
NSW (Corporation) Real Estate License
QED Realty Pty Limited ABN 58 168 180 774 holds NSW Corporation (Real Estate) License 100 204 60 and can advise in the full spectrum of real property.
Licensee in Charge
Alex Alexandrou JP, BSc (Hons), Dip FMBM, holds Class 1 NSW Real Estate License 200 591 25.
The Property, Stock and Business Agents Act 2002 (New South Wales)
The Property, Stock and Business Agents Act 2002 (PSBA) is the law governing property (real estate), stock and business agents in New South Wales.
Complaints
Clients not satisfied with our service should contact our Complaints Officer. Further information is available from our office or you can contact Fair Trading NSW directly on 133 220 or visit www.fairtrading.nsw.gov.au.
Compensation
We hold Professional Indemnity Policy. This Policy is designed to pay claims arising out of our Professional Negligence.
Ownership
QED Realty is independently owned and operated by Alex Alexandrou JP, BSc (Hons), Licensed Real Estate Agent.
Disclaimer
The material on this website is only of general informational value. No person should act or refrain from acting solely on the basis of this material. It does not constitute credit or property advice and your access to this website does not, of itself, give rise to a relationship of credit broker or real estate agent, or both, and client.
In this website, any links or references to third party websites, other persons or information are produced solely for convenience. Those references are not an endorsement of those parties or their products or services. We do not warrant the accuracy or suitability of any information contained in this or any other website.
As far as is permitted by law, Complete Lending Solutions and QED Realty exclude all liability to third parties arising directly or indirectly out of their use of or reliance on materials contained in this website.
Copyright
We have and retain copyright in all content, photos, images, vectors contained in this website.
Viruses
Be aware that any information or file obtained from or through this website may not be free of faults, defects or viruses. We advise that it is your responsibility to scan all materials obtained from our website, to ensure that they are free of all faults or viruses. Complete Lending Solutions and QED Realty will not be liable for any loss or damage, however caused, which may result from any computer virus or other faults in this website.
Credits
Jarred Kennedy (developer)