Tune in here for the latest information about credit, interest rates, and the property market. We do our own research to give you the most current and accurate news.
What does the Interest Rate Swap Yield Curve Imply? What is a Yield Curve? The yield curve shows the relationship between yield and the term to maturity, at any given point in time. It provides important information on what the... Read more
Yes! It is very likely that the 3-decade long bull bond market (lower interest rates) ended on 2 August 2016. On this day, the 10-year Commonwealth government bond futures contract traded at 98.20 (equivalent to 1.80% yield) on the... Read more
The Reserve Bank decided to leave the Official Cash Rate unchanged at 1.50% on 6 December, 2016. Why did some lenders increased variable interest rates the day before the Reserve Bank board meeting? This is what the lenders have... Read more
The Reserve Bank reduced the Official Cash Rate from 1.75% to 1.50% on 2 August 2016. Is the multi-decade bond bull market over? The 3 decade long bull bond market seems likely to be almost over because – 1. First,... Read more
The below graph plots the Implied Forward Interest Rate yield curve (blue line), and the Interest Rate Swap yield curve (red line). The yield curve is interpreted as follows – (i) Short Term (less than 6 months) – the Reserve Bank... Read more
What is the Yield Curve implying? The below graph plots the Implied Forward Interest Rate yield curve (blue line) which is derived from the Interest Rate Swap yield curve (red line) as at 29 October 2019. Any changes to today's yield... Read more
Not often you will find graphs that show what your great grandparents paid for their house and what their home loan interest rate was at the time. Now you do. Owner Occupied Variable Home Loan Interest Rates since 1959. ... Read more
What is the Yield Curve implying? The below graph plots the Implied Forward Interest Rate yield curve (blue line) which is derived from the Interest Rate Swap yield curve (red line) as at 31 December 2019. Any changes to today's yield... Read more
You have heard it before, many, many times before (so we shall keep it short) from brokers to branch lending experts to the media - applying for a home loan requires making many decisions ... most borrowers struggle with the... Read more
Further official cash rate cuts are possible if a global Coronavirus COVID-19 pandemic develops and is sustained for longer and substantially hurts the economy. The market’s 0.25% rate cut pricing (reflected in the below interest rate yield curve as... Read more